I see all kinds of credit ratings every day, and there are strategies to help improve and even heal damaged credit. You may be surprised to know that you can still obtain a mortgage when you've had a bankruptcy.
I have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst you can do is do nothing.
We can make a plan to help you rebuild your credit and put you on the path to achieve your goals. I can answer questions about how certain things will affect your credit, and I can help you make informed decisions in the future.
Sometimes there can be incorrect information on your credit bureau. It happens for a variety of reasons and can majorly impact your ability to qualify for a mortgage in the future. Correcting your credit bureau is another service I offer and getting that information cleaned up has made the difference between financing being approved or not.